Flintix schrieb am 04.11.2024 09:40:
Möglich ist das alles, aber wie hoch ist der Anteil?
Für den Verbrauchermarkt in Südostasien ist das eher die Regel als die Ausnahme:
Es gibt in den Ländern Südostasiens inzwischen kaum eine Ware oder Leistung, die nicht mit QR-Code bezahlt werden kann.
Was ich als problematisch erachten würde wären Länder mit extremen Ungleichheiten in ihrer Außenhandelsbilanz. Dort ergäben sich dann auf einmal Guthaben oder Kredite auf den Zentralbankkonten, die mit der Zeit anwachsen.
Diese müssten meiner Meinung nach in eine commodity-basierte Transaktionswährung konvertiert und damit besichert werden. Bernard Lietaer hatte in seinem Buch "The Future of Money" eine auf einem Warenkorb basierende Währung "Terra" beschrieben, die ganz gut dazu passen würde:
I will call a Global Reference Currency (GRC) the generic concept of a currency which is not tied to any particular nation state, and whose main purpose is to provide a stable and reliable reference currency for international contracts and trade.
Furthermore, I will propose as unit of account for one particular type of GRC the Terra, which aims at firmly anchoring that currency to the material/physical world. Remember, one of the reasons that the global currency casino can churn as wildly as it does is the disconnection between the financial world and physical reality, a link which was severed by President Nixon in 1971. In this role, the Terra would be akin to the gold standard in the 19th century.
The Terra is defined as a standard basket of commodities and services particularly important for international trade, and their relative weight in the standard basket would ideally reflect their relative importance in global trade.
For instance, the value of the Terra could be defined as:
1 Terra = 1/10 barrel of oil (for example Brent quality and delivery)
+ 1 bushel of wheat (Chicago Mercantile Exchange delivery)
+ 2 pounds of copper (London Metal Exchange delivery)
+... etc.
+ 1/100 ounce of gold (New York delivery)(Note: the specific commodities, their quality, delivery standards, and their respective weights in the Terra unit are proposed here as simple examples. In practice, this would be part of a negotiated agreement among participants. This standard could also include
services, or indices aiming at increasing further its stability.)The Terra has the following main characteristics and effects:
· This currency can be made inflation-proof by definition. Inflation is always defined as the change in value of a basket of goods and services, therefore to the extent that the basket composing the Terra can be made representative of global trade automatic inflationproofing is obtained.
· The value of this new Terra currency could easily be translated into any existing national currency. Anybody who wants to value the Terra in his own national currency just has to look up the prices of those internationally traded commodities which are part of the basket. These prices are already published in the financial sections of all the major newspapers in the world, and are available in real-time on the Net everywhere.· More importantly, this currency is also automatically convertible in any existing national currency without the need for any new international treaty or agreement. Anybody who is paid in this currency would have the option just to receive the basket of commodities delivered in pre- arranged facilities (such as the already existing delivery places for the different futures markets, for example). These existing commodity markets could also be used to obtain cash in the conventional national currencies for the products delivered, if this is desired. We should expect that - as the system proves reliable and credible - fewer and fewer people would feel the need to go through this process of cashing in the receipts.
· The system would automatically tend to counteract the prevailing business cycle. It would tend to activate the economy when the business cycle worsens, and dampen inflationary tendencies when a boom prevails (see box on 'Economic tech talk' for details).
· But the most important reason for our purposes here is that the sustainability fee is 'naturally' embedded in the money system. It therefore guarantees the full integration of the proposed currency in the existing market system of the 'real' economy in all its aspects.
There are indeed real costs associated with storing commodities, and the sustainability Fee would simply be the cost of storing the basket of commodities agreed upon. These storage costs (and therefore the sustainability fees) have been estimated in a detailed study for a Commodity Reserve Currency at 3 to 3.5% per annum.
Note that these costs are not new additional costs to the economy as a whole. They are indeed already factored in the current economy. What is proposed is simply transferring these existing costs to the bearer of the Terra, thereby giving them the useful social function of
a sustainability fee.
https://library.uniteddiversity.coop/Money_and_Economics/The_Future_of_Money-Bernard_Lietaer.pdf